W.D. With & Associates Ltd. has been in business for 26 years. W.D. (William) With, President, has been in the credit and collection industry for over 35 years. Being and owner/manager agency, we can provide greater control and supervision. This what differentiates W.D. With & Associates Ltd. from its competitors, and provides for the most effective and efficient service. Our track record, our years of experience, and our varied and diverse clientele, reflects our success and our positive reputation.

The most significant factor affecting the future success of W.D. With & Associates Ltd. is what has led to our success in the past and today. We are known for our professional staff. Our ability to draw that type of personnel is due, in large part, to the atmosphere we are able to provide, which allows these professionals to flourish and promotes success. It is the attention to all of these details that has given W.D. With & Associates Ltd. their sterling reputation.

Our dedicated and enthusiastic collection and investigation staff have significant collection industry experience. Our collection officers are highly trained and extremely motivated to provide you, our client, the greatest recoveries possible while continuing to maintain your institution's goodwill.

Our firm is in a position to offer a cost effective, cash-flow oriented approach to your collection needs across Western Canada. Our powerful collection team has a combined 100 years of credit, collection, and receivable management experience. We draw on that expertise to cut your overall collection expense.

As an independent agency with no "Head office" to answer to, we have eliminated the politics involved in the operation of a successful and profitable collection business. All decisions are made locally by our Management Staff and Board of Directors. What this means to you is, you will never worry about your account being deemed as insufficient volume for us to deal with you and stay profitable. Any volume of business, large or small, will be given the same priority as all other collection business.

W.D. With & Associates Ltd., properly employed on a timely basis, can help you to achieve your goals. Now is the time to review your Aged Trial Balance, and to take a cold, hard look at those accounts over 90 days of age. Is significant progress being made on these accounts? If not, or if your attempts to resolve them are taking valuable time away from more current accounts, then now is the time to refer them to the collection professionals at W.D. With & Associates Ltd.